Lobyco Nexus for Finance

Every campaign comes back with a number

Loyalty is one of the lines in the marketing budget that can prove its own return. Spend, visit frequency and basket size are measured per identified member, against a control group. Lobyco Nexus is built to be defended in budget season.

The Insights dashboard showing loyalty sales of 225,430 and other programme metrics, with AI Genie open and asking 'How can I help today?'
  • 0x

    sales uplift per $1 invested in challenges

  • 10:1

    sales-to-cost ratio on basket bonus campaigns

  • 15–25%

    of marketing budget funded by suppliers in mature programmes

Trusted by industry-leading retailers worldwide

Finance teams choose Lobyco Nexus because the return is modelled on their numbers and proven at every stage

  • An ROI model built on your data and agreed before contract.

  • Campaigns can be run against a control group, so uplift is measured.

  • Supplier funding and retail media reduce the net cost of the line.

  • Bonus, expiry and redemption behaviour forecast from live programmes at scale.

  • Phased scope with proof required at each step, so spend follows evidence.

The return shows up in margin, not only in sales

Retailers see an average 12x sales uplift for every $1 invested in challenges, and Profi's basket bonus campaigns run at a 10:1 sales-to-cost ratio.

Sales uplift is the easy number. The one a CFO asks for is what happens after the discount. At Coop Denmark, gross profit is up 6% once discount cost is accounted for, and members spend 18% more in the weeks after activating a personalised offer.

  • Uplift measured against a control group on every campaign

  • Results reported as spend, frequency and basket, per identified member

  • Margin impact reported after discount cost, not before

Chart comparing three levels of targeting, broad, relevant and tailored, with the stack of coins and the rising arrow growing from broad to tailored

The programme pays part of its own invoice

The licence fee is fixed for the length of the contract. It does not rise as the programme grows, and there is no cost per member.

Against that, mature grocery loyalty programmes fund 15 to 25% of their marketing budget through supplier contributions. Suppliers pay for access to identified customers because the results are measurable at category level. At Profi, challenges and games are entirely supplier-funded.

  • Fixed licence fee, no cost per member

  • Supplier funding and retail media offsetting programme cost

  • Category-level measurement, so the income is bankable rather than indicative

Every channel reports into the same set of numbers

One platform reads every till, app and online basket against the same member profile. That is what makes a campaign result attributable rather than estimated, and it is why there is one system to licence instead of several.

Lobyco Nexus architecture: point of sale, e-commerce, CDP and comms tools connect to Nexus through open APIs
Creating a new bonus activity named 'Wednesday happy hour boost', with the bonus type set to multiplier and timing set to 3 pm to 5 pm

Answer the liability question before your auditors ask it

Points liability sits on your balance sheet, and most loyalty suppliers do not raise it. Expiry rules, communication and booster mechanics let you manage the provision deliberately and convert it into store visits on your timing.

Profi introduced currency expiry two years into their programme, supported by app, online and in-store communication. It retrieved 34% of the loyalty currency provision while affecting 14% of the expected user base. Bonus balances also behave predictably: members burn 62% more bonus in the week before payday than the week after.

  • Expiry and booster mechanics that clear ageing liability on your timing

  • Redemption behaviour forecast from live programmes at scale

  • Independently audited and PCI certified, with security and governance documented for procurement

The latest loyalty and cost insights for finance teams

Dive into programme economics, points liability, and the build-versus-buy question, with what we have learned running loyalty at scale.

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Frequently asked questions

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